IELTS Essay # Identity theft is increasing

IELTS Essay # Identity theft is increasing

In many countries, financial crime involving identity theft is increasing. What are the causes of this trend, and what effect does identity theft have on the victims involved? Give reasons for your answer, and provide ideas and examples from your own experience.
You should spend about 40 minutes on this question. You should write at least 250 words.

Sample Answer

There is no doubt that identity fraud is a great concern, especially in western countries where people are most at risk. I think there are two main causes, and a number of damaging effects.
Firstly, the major cause is probably the almost universal use of digital technology to store financial data and undertake financial transactions. It is surprisingly easy for criminals to obtain personal information about a possible victim and then to use this information to impersonate the target. Because bank accounts and loans can be applied for digitally, without the need for face-to-face contact, the criminals are able to apply for financial products remotely, often before the victim is even aware of the attack. The second key cause is, the increasing probability of ‘traditional’ crimes (such as armed robbery, mugging or burglary) being detected. When criminals see the widespread use of CCTV, DNA profiling and fingerprinting, they are less inclined to indulge in such old-fashioned crimes. Rather, they prefer the lower risk and more profitable use of data-based crimes.
The effects on the unfortunate victims can be quite devastating. Firstly, there is the loss of money from bank accounts or by being connected to a fraudulent loan. In some cases, this can take years for the victim to pay back or resolve with the banks and the authorities. Secondly, there is the damage to their credit rating, which means they may find it impossible to obtain legitimate credit in future. In extreme cases, people’s employment prospects can even be damaged as well, as they find themselves considered as a financial risk.
Overall, the presence of technology and the decline of ‘traditional’ crimes are the key causes behind this trend. The effects on the victims involve long-term financial hardship in many instances. (292 Words)

 

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Essay For IELTS # Importance Of History

Essay For IELTS # Importance Of History

Some people believe that studying history is a waste of time while others think that it is essential to learn. Discuss both sides and give your opinion.
Write at least 250 words.


SAMPLE ANSWER

We learn from history that we learn nothing from history. Most of the people believe this statement to be true and uphold the opinion that learning history is a sheer waste of time, however, others are of the opinion that history forms a very important part in our lives and must not be neglected. I believe, history is important if one learns how to tackle present from it, however, merely learning the names and dates of history is truly a waste of time.

History reflects our past and is considered very critical by many individuals. It surely has great benefits if learned in the right spirit. Firstly, it helps young people to understand their culture and how their culture and country have evolved. This in turn helps them to identify with the current issues of the country. Secondly, history teaches us about travesties that have occurred in the past, such as the Holocaust. It is essential for both people in the past, present and the future to never forget such events in order to honor the memory of those lost and to ensure it never happens again. Thirdly, it provides valuable information such as traditional medicines and how one can use them in solving present day problems.

However, history does becomes a waste when one goes the traditional way of simply learning for gaining marks. Most of the people simply memorize dates, names and facts when they study history. This information is not useful in everyday life or for the future. Secondly, every historical event has different perspective. For this reason, it makes learning history a waste of time because events can be interpreted in different ways. Thirdly, rarely are the school curriculum changed and as a result only little current history can be found which is the only type of history that helps people understand the world they currently live in.

Overall, in my opinion, reading history can surely be a waste of time, but it depends on what you read and how you read. The most successful people were often those who knew history well and knowing does not mean knowing the dates.

IMPORTANCE OF HISTORY ESSAY FOR IELTS

IMPORTANCE OF HISTORY, ESSAY FOR IELTS

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IELTS Essay # modern technology is making people more/less social

IELTS Essay # modern technology is making people more/less social

Some people think that modern technology is making people more social, while others think that it is making them less social. Discuss both views and give your opinion.
Write at least 250 words and spend 40 minutes on this task.

IELTS ESSAY # MODERN TECHNOLOGY IS MAKING PEOPLE MORE/LESS SOCIAL, IELTSBAND7 DEHRADUN

Sample Answer

How modern technology is affecting people’s ability to socialise has become a debatable issue. With the advent of modern means of communication, we are becoming more alienated from the society. Some sections of the society argue in favour of this topic while others hold a negative view about it. In this essay, I will discuss both sides of this argument and give my opinion.
On one hand, means of telecommunication have evolved over the course of years. Most people these days have access to the internet. Social media sites like Facebook, Instagram and Twitter etc have revolutionised the way we interact with each other. Features like chatting, sharing videos and commenting on each other’s post have brought people from different corners of the world together. Moreover, it is convenient to stay in touch with others and get to know of their well being without travelling from one place to another.
Other technological devices like Mobile phones have also made it easier to get in touch with one another. There are various features on our mobile phone like internet, messaging, emails etc that help us stay connected with loved ones around the globe. Unquestionably, all these services provided on the phone have made people more social.
On the other hand, in older days, people used to be less dependent upon technology and believed in having face to face conversations. This made individuals more apt to the society. Similarly, various studies have shown that through face to face interactions we are able to build stronger bonds and be more socially active. Mobile phones also confine us to a virtual environment and in many cases excessive use of such devices leads to psychological disorders like depression.
To sum up, the latest modes of communication are a boon to the society. Like any other advancements, modern technology has its pros and cons however, its benefits outweigh the drawbacks by a significant margin. (318 Words)

 

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IELTS Essay # Cybercrime – such as hacking and identity theft

IELTS Essay # Cybercrime – such as hacking and identity theft

Many people today are worried about ‘cybercrime’ such as hacking and identity theft. What problems does ‘cybercrime’ cause, and what solutions can you suggest for ordinary people and businesses to take?
Give reasons for your answer, and provide ideas and examples from your own experience. You should write at least 250 words and spend 40 minutes on this task.

IELTS ESSAY # CYBERCRIME – SUCH AS HACKING AND IDENTITY THEFT, IELTSBAND7 DEHRADUNSample Answer

Cybercrime is an ever-growing problem today, as so many people use various forms of technology to store and transmit sensitive data. These crimes present a number of problems and people are getting more concerned about them. In this essay, I will discuss the issues and discuss the measures as to how we can tackle them.
Firstly, cyber crimes are mostly money oriented. They have huge financial impacts on banks and insurance companies. An individual whose bank account details have been compromised is due a full refund for the amount affected according to the monetary laws of U.S section 181. Furthermore, the money stolen could be used for funding other crimes like terrorism and drug trafficking. The stress caused by these crimes could be gruesome. Individuals who are affected will need to cope up with various issues and fill in loads of paperwork to get their money back. Moreover, it may take weeks or even months before the funds are allocated back to them
To speak of solutions, the most important thing is to improve security. This can be done by educating people of the causes of cyber crime and providing appropriate measures such as using strong passwords and checking for website’s authentication before filling in your bank details. Stringent laws should be put in place and a universal governing body for the same should be set up as to put everybody under the same set of laws. Most of the crimes committed online are traced to different parts of the world. With more strict policies, criminals will be worrisome of their actions and won’t be able to hide behind the barrier of international borders.
In the end, cyber crime is growing at an alarming rate and the problems caused by it are both financial and social. Governments, individuals and corporations should co-ordinate with each other to prevent any further damages. (310 Words)

 

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