Day: 13 October 2018

IELTS Essay # Identity theft is increasing

IELTS Essay # Identity theft is increasing

In many countries, financial crime involving identity theft is increasing. What are the causes of this trend, and what effect does identity theft have on the victims involved? Give reasons for your answer, and provide ideas and examples from your own experience.
You should spend about 40 minutes on this question. You should write at least 250 words.

Sample Answer

There is no doubt that identity fraud is a great concern, especially in western countries where people are most at risk. I think there are two main causes, and a number of damaging effects.
Firstly, the major cause is probably the almost universal use of digital technology to store financial data and undertake financial transactions. It is surprisingly easy for criminals to obtain personal information about a possible victim and then to use this information to impersonate the target. Because bank accounts and loans can be applied for digitally, without the need for face-to-face contact, the criminals are able to apply for financial products remotely, often before the victim is even aware of the attack. The second key cause is, the increasing probability of ‘traditional’ crimes (such as armed robbery, mugging or burglary) being detected. When criminals see the widespread use of CCTV, DNA profiling and fingerprinting, they are less inclined to indulge in such old-fashioned crimes. Rather, they prefer the lower risk and more profitable use of data-based crimes.
The effects on the unfortunate victims can be quite devastating. Firstly, there is the loss of money from bank accounts or by being connected to a fraudulent loan. In some cases, this can take years for the victim to pay back or resolve with the banks and the authorities. Secondly, there is the damage to their credit rating, which means they may find it impossible to obtain legitimate credit in future. In extreme cases, people’s employment prospects can even be damaged as well, as they find themselves considered as a financial risk.
Overall, the presence of technology and the decline of ‘traditional’ crimes are the key causes behind this trend. The effects on the victims involve long-term financial hardship in many instances. (292 Words)

 

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Essay For IELTS # Importance Of History

Essay For IELTS # Importance Of History

Some people believe that studying history is a waste of time while others think that it is essential to learn. Discuss both sides and give your opinion.
Write at least 250 words.

SAMPLE ANSWER

We learn from history that we learn nothing from history. Most of the people believe this statement to be true and uphold the opinion that learning history is a sheer waste of time, however, others are of the opinion that history forms a very important part in our lives and must not be neglected. I believe, history is important if one learns how to tackle present from it, however, merely learning the names and dates of history is truly a waste of time.

History reflects our past and is considered very critical by many individuals. It surely has great benefits if learned in the right spirit. Firstly, it helps young people to understand their culture and how their culture and country have evolved. This in turn helps them to identify with the current issues of the country. Secondly, history teaches us about travesties that have occurred in the past, such as the Holocaust. It is essential for both people in the past, present and the future to never forget such events in order to honor the memory of those lost and to ensure it never happens again. Thirdly, it provides valuable information such as traditional medicines and how one can use them in solving present day problems.

However, history does becomes a waste when one goes the traditional way of simply learning for gaining marks. Most of the people simply memorize dates, names and facts when they study history. This information is not useful in everyday life or for the future. Secondly, every historical event has different perspective. For this reason, it makes learning history a waste of time because events can be interpreted in different ways. Thirdly, rarely are the school curriculum changed and as a result only little current history can be found which is the only type of history that helps people understand the world they currently live in.

Overall, in my opinion, reading history can surely be a waste of time, but it depends on what you read and how you read. The most successful people were often those who knew history well and knowing does not mean knowing the dates.

IMPORTANCE OF HISTORY ESSAY FOR IELTS

IMPORTANCE OF HISTORY, ESSAY FOR IELTS

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IELTS Dehradun Uttarakhand Tel: 8439000086 , 8439000087