Category: Advantages / Disadvantages

In many countries it is very easy to apply for and be issued a credit card. However, this causes some people some problems with debts they cannot pay back. Do the advantages of a credit card outweigh the disadvantages?

Write at least 250 words.

Answer

The world today has become a majorly cashless society and the use of plastic money has crept in. plastic money as one refers to it means the use of credit cards and debit cards instead of real paper money. Credit cards have made people’s lives easier since it has reduced the use of paper money to quite an extent which in turn has made the mode of payment simpler with just a swipe.

Many countries including India as well, most of the people have credit cards as they are very easy to obtain from the banks which issue them. People from all walks of life, be it a student, a businessman or even a homemaker have a number of credit cards with which they make everyday payments for something or the other. The best part about owning one is that a person does not have to carry cash all the time and is also less time consuming as no money needs to be withdrawn from the account for any payments. These days all kinds of payments can be done with a credit card via the internet whether it is shopping online or payment of bills. Even if people do not have sufficient money in their savings account, a credit card can be used for payment up to a certain limit.

Though a credit card may seem the need of the hour by many people in this seemingly cashless society, yet it may have certain repercussions like over spending. People, who are impulsive shoppers may spend money uselessly on items that are not required by them just because they have the capacity to pay via a credit card though they do not actually have the money. This created debs for such people which leads to the accrual of debts. The return of the money overdrawn on a credit card attracts an interest, late or non-payment of this will lead to this interest being added to the actual amount. Hence, people will fall in debt unable to come out of it which might also lead to legal consequences as well.

In can be concluded that a credit card does make life easier for people in terms of payment for purchases made in today’s era but one should be careful not to be too free in its use and have a frugal attitude towards its usage.

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Some people believe that it is better for individuals to learn a foreign language in their primary schools rather than secondary schools.
Do the advantages outweigh the disadvantages?
Give your answer and include any relevant example from your own experience.
Write at least 250 words.

In recent times, more schools have started teaching foreign language in secondary schools but some people argue that it must be taught in primary schools. Teaching a foreign language in primary schools brings with it both positive and negative impacts. In this essay, I will discuss both the advantages and disadvantages of it.

On the brighter side of the coin, beginning a foreign language in the primary schools has great benefits. Firstly, it is very easy for a child to pick up a language. Therefore, learning a language in early years is very easy for them and also very effective. Secondly, kids have short period of classes included with games. Learning a new language in such a play centric environment will be natural for them. Thirdly, it allows the children the exposure of a new culture right from the beginning. It also helps them to learn a new language in later years of life.

However, there are some disadvantages as well. Firstly , the teachers of primary schools are generalist. It might be possible that they themselves don’t have a good command over the language. Secondly, bringing in specialist might harm the flexibility that is very important for a child. Thirdly, every individual learns at its own pace and own level. So there are chances that when a student enters the secondary level, some have great knowledge of the language while others don’t. This could make it tough for the teachers of secondary school.

Overall, I believe that anything that supports learning a new language must be cherished. Although there are some disadvantages, they can be overcome. Even more learning a new language proves to be beneficial for the society culturally and economically, and therefore attempts to make learning better must be made.

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In some countries, individuals are allowed to do a job for an year, between their high school and university educations.
Discuss the advantages and disadvantages for young people who decide to leave a year and do job.
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Write at least 250 words.

Do what you love, love what you do. This quote by Steve Jobs, has in many ways shaped the way young minds take decisions in 21st century. Keeping this in mind, many individuals drop a year after completing their high schools and indulge themselves into work force, before taking admissions in university. This essay presents the benefits and drawbacks of taking break from your studies.

Looking at the positive side of the coin, an year break brings with it many benefits. Firstly, it gives a person time for introspection. There are many people who realize their innermost passions very early in life, and some live without knowing what they could have been. An year break serves as a perfect boon to dig yourself deeper and find out the real you. Secondly, it helps individuals to chart out their own definite and unique plan. Once they are aware of their own strength and weaknesses, they can better decide on what courses they must take. Thirdly, a year break can help in, to learn new skills. For example-:a person can take up dancing or singing or any other activity. These activities help in enhancing the individuals’ personality.

On the darker side of the coin, an year gap can be quite disastrous for those who have no plan about the year. Firstly, there are high chances that they get into the wrong path and indulge themselves into alcohol or drugs. Secondly, the importance of university education can get lost in the fight of survival. Often, people forget that the year is a time to find themselves and not earn more.

Overall, I believe that giving an individual time to figure out about themselves, is great initiative and must be taken by other governments as well. however, it must be made certain that in that vulnerable year, youth becomes what they are meant to be and not
a mirror of their circumstances.

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